I-11 yeyona ndlela ilungileyo yokubolekwa kwemali njengeMoneyLion ye-Android kunye ne-iOS
IMoneyLion yenye yezona zinto zisetyenziswa kakhulu zebhanki ngenkxaso yemali-mboleko, kodwa ayisiyiyo yodwa.
Ngaphaya koko, zininzi iiapps zemali-mboleko ezifana neMoneyLion ye-Android kunye ne-iOS ebonelela ngokusebenza okufanayo kodwa ngemiqathango eyahlukileyo kancinane. Ezi apps zijonge ukukunika eyona ndlela ilula yokuboleka imali- ngaphandle kokuya ebhankini yokwenyani. Nangona kunjalo, kuhlala kungcono ukuba awuyidingi nayiphi na imali mboleko kwaye ugcine impilo yakho yezemali, ke qiniseka ukuba uyasifumana isicelo counter imali Owomeleleyo.
Siqokelele ii -apps ezili-11 ezilungileyo kolu didi onokuzama. Thatha ujongo!
cleo
Masiqale nge-app yolawulo lwemali kunye nenkxaso yemali mboleko.
Owona mbono uphambili wale app kukunceda abantu benze izigqibo ezinolwazi ngemali kwaye baqonde ukuba isebenza njani ibhanki. Apha, umbono we-app wahlukile kakhulu - awufani nayo nayiphi na i-app yebhanki ekruqulayo okhe wayibona ngaphambili. Le app igcwele i-emojis kunye nemizobo epholileyo.
Ngaphezulu koko, usetyenziso luza noncedo olukhulu olunokuthi endaweni yoko likuxelele zonke iindleko zakho zenyanga okanye ithowusti yakho. Kulungile, ungacela umncedisi ukuba akugcaje ukuze uchithe imali, kodwa ayizukwenziwa ngaphandle kwemvume yakho. Ngemali-mboleko, ungafumana ukuya kuthi ga kwi-100 yeedola kwangoko - ngaphandle kokujonga inzala okanye imbali yetyala.
Isixhobo semali-mboleko sisebenza ngaphandle kweintanethi, ukuze ufumane okuninzi naphi na apho ukhoyo. Ukuba ufuna imali ethe chatha, kuya kufuneka ulandele inkqubo yesicelo semali-mboleko. Nangona kunjalo, akukho mfuneko yokuba uye ebhankini okanye into - vele ugcwalise ifomu yesicelo kwaye ulinde impendulo. I-app iza nenkqubo yokukhumbuza, ukuze ungaze uphoswe yintlawulo yedinga.
Dave
Okulandelayo, sine-app ekubonelela ngeenkonzo zebhanki ebantwini (yiloo nto kanye ilogo yabo isitshoyo)
Eyona njongo iphambili yesi sicelo kukunceda abantu bangoyiki ukubhankisha njengoko kungekho nzima njengoko kunokubonakala. Ngesi sizathu, le app ineyona ndlela ilula yomsebenzisi ephantsi kwazo zonke ii-apps zebhanki. Ngaphezu koko, i-interface yomsebenzisi yale app ichasene ngokupheleleyo neyangaphambili - ngaphandle kwe-emojis, amahlaya, njl.
Inkqubo yokubhalisa ikhawuleza kwaye ilula, kwaye wakuba ugqibile, uya kukwazi ukuya kuthi ga kwi-200 yeedola ngaphambili. Apha, kukho imirhumo eyongezelelweyo, akukho nzala, kwaye akukho kuhlolwa kwembali yetyala, ungakhathazeki ngaloo nto. Ngaphezu koko, kukho intlawulo eyi-$ 100 ekhawulezileyo yeemeko zikaxakeka. I-app iya kukuthumelela isaziso ngaphambi komhla wokuhlengwa, ukuze ungaphoswa.
Ukongeza, i-app iza nezixhobo ezininzi zemali ezikunceda ucwangcise uhlahlo lwabiwo-mali lwakho, ulawulo lwenkcitho, nayo yonke loo nto. Kodwa eyona nto ipholileyo yile - le app inokukunceda ufumane umsebenzi osecaleni! Kukho imisebenzi emininzi ephithizelayo onokuthi ufake isicelo kuyo, kwaye unokuseta ngokutsha iradiyasi yesiza ukuze ufumane esona sikufutshane.
UBrigitte
Esi sisicelo semali-mboleko ekuvumela ukuba ufumane imali kwangaphambili ngaphandle kwenzala.
Le app yenze konke okusemandleni ukwenza izicelo zemboleko zibe lula kangangoko. Ukubhalisa kuyakhawuleza, kwaye akukho mfuneko yokuba ujonge imbali yetyala ukuze ufumane i-250 yeedola ngoko nangoko. I-app nayo ayinayo nayiphi na imirhumo efihliweyo, ngoko ke xa usuku lwakho lokuhlengwa lufikile - kuya kufuneka uhlawule kwaloo mali uyibolekileyo.
Ungakwazi nokuseta izaziso zokukukhumbuza ngomhla ozayo wokukhululwa ukuze ungawuphosi. Ngaphandle koko, uya kuba nakho ukwakha ikhredithi yakho ngelixa usebenzisa i-app ukuze ufumane imali mboleko enkulu. Ungakha inqaku lakho letyala ukuya kuthi ga kwi-60 into emangalisayo. Kwiimali-mboleko ezinkulu, isicelo siqhuba iminyaka eyi-1-2, kodwa unokuhlala uhlawula ngaphambi kwexesha elifunekayo.
I-app ikwabandakanya iindlela ezininzi zokuhlawula, ke kukho into yomntu wonke. Ngaphandle koko, i-app iya kubeka iliso kuyo yonke inkcitho yakho, iyihlalutye, kwaye ikunike uluhlu lweendlela zakho zokuthumela. Ikwaza nesicwangcisi esakhelwe ngaphakathi esikuvumela ukuba ulungelelanise uhlahlo lwabiwo-mali lwakho lwenyanga ezayo.
FloatMe
Ukuba ufuna ukufunda ukuphatha imali yakho - le app yeyakho.
Ngaphandle kwenkonzo yemali mboleko, le app ikwagcwele izixhobo ezahlukeneyo zohlahlo lwabiwo-mali eziza kukunceda ekugcineni impilo yakho yezemali. Ukucacisa ngakumbi, kukho isixhobo sokuqonda ngenkcitho esibonisa zonke iindleko ezihlelwe ngokweendidi ezinjengokutya, impahla, amatyala, nokunye. Ungongeza kwakhona iindidi zakho zesiko ukuba ziyafuneka.
Ukongeza, unokumisela imida kwicandelo ngalinye ukuphepha ukuchitha imali kakhulu. Ukuthetha ngeemali-mboleko, le app ayiyi kukuvumela ukuba uboleke imali eninzi - ingaphezulu malunga neediphozithi ezincinci ukulahla iimeko ezingxamisekileyo. Unokufumana imali-mboleko ukuya kuthi ga kwi-50 yeedola kwangoko - akukho tyala, akukho nzala, kwaye akukho ntlawulo ifihliweyo.
Wakuba ufikile umhla wentlawulo, uya kufumana isikhumbuzi sokuba ungayiphosi. Ukongeza, unokuseta uhlobo olufanayo lwesaziso kulo naliphi na icandelo lenkcitho elinje ngamatyala, iifizi zesikolo, njl. I-app inokulawula amanye amatyala akho ukuba ayafuneka. I-app isebenza kwi-sub-packages, kodwa ixabiso lingaphantsi kwe-2 yeedola.
Albert
Lusetyenziso lwebhanki, oluya kuba yeyona ndlela ilungileyo kwiMoneyLion.
Ewe, ukusebenza kolu setyenziso kufana ncam neyokuqala. Isicelo sibonelela ngezixhobo ezininzi zemali ukugcina, ukutyala imali kunye nokwenza imali kwangaphambili. Ngaphezu koko, i-app iza neqela leengcali zabantu ezilungele ukuphendula yonke imibuzo yakho yezemali XNUMX/XNUMX.
Ungafuna iingcebiso zengcali kutyalo-mali, amakhadi okuthenga ngetyala, imali mboleko yabafundi, okanye imali mboleko yendlu ukuba kuyimfuneko. Musa ukuba neentloni ngokubuza imibuzo-uneentloni zokuphoswa elo thuba. Kwimali-mboleko, xa sele ubeke idiphozithi ngqo, uya kukwazi ukuya kuthi ga kwi-250 yeedola yemali mboleko ekhawulezileyo (oko kuthetha - akukho kuhlolwa kwetyala, akukho nzala, akukho ntlawulo yongezelelweyo).
Kwimeko apho kufuneka ufumane idiphozithi kwikhadi le-debit elingaxhunywanga kule app, kuya kufuneka uhlawule i-$ 5 eyongezelelweyo. Apha, isicelo asinalo ixesha lokuhlawula - unokuhlawula xa umvuzo ufuneka okanye xa ukwazi ukuwuhlawula (qinisekisa nje ukuba ungakopela apha). I-app isebenza kwitekhnoloji yokhuseleko oluhlakaniphile, ngoko ke ulwazi lwakho aluyi kuvuza.
zuza
Ngaba uyafuna ukubuyisela imali yakho ngaphambi kokuba intlawulo ihlawulwe? Le app ikugqumile!
Ingqikelelo yale app ilula kakhulu - ikuvumela ukuba ufumane imali kumvuzo wakho ozayo kwangaphambili. Ukucacisa ngakumbi, unokuthatha i-100 yemali mboleko yemihla ngemihla kunye ne-600 yemali mboleko yokuhlawula. Nje ukuba uhlawulwe, kuya kufuneka ubuyisele eyona mali ichanekileyo - akukho mali ingaphezulu, akukho nzala, njl.
Unokuseta usetyenziso ukuba lutsale ngokuzenzekelayo imali ephumayo kwiakhawunti yakho. Ubuchwephesha besi sicelo bulula kakhulu. Okokuqala, unokudibanisa i-akhawunti yakho yebhanki kwi-app kwaye ungeze ikhadi elincinci kwiidiphozithi ezizayo. Okulandelayo, kuya kufuneka wongeze umqeshi kwaye ujonge i-imeyile yakho yomsebenzi ukuze uqinisekise umsebenzi wakho apho.
Ukuba awunayo i-imeyile yomsebenzi, zikho ezinye iindlela zokuqinisekisa indawo yethu yokusebenza. Usetyenziso lusimahla, kodwa unakho ukukwazi ukwenza incam yenkonzo. Akukho mali incinci okanye iphezulu yengcebiso, kwaye ungabhatala i-$0 ukuba iyafuneka. Ngaphandle koko, i-app iza ne-XNUMX/XNUMX/XNUMX inkxaso elungele ukuphendula yonke imibuzo yakho.
itshima
Nantsi i-app yokubhaka eya kuba nomqolo wakho kwimeko kaxakeka.
Ngokungabikho kogcino olungxamisekileyo kunye nayiphi na imeko engaqhelekanga enokuthi yonakalise yonke ibhajethi yakho - ngokuqinisekileyo uyayifuna le app. Isicelo sikubonelela nge-overdraft ye-200 USD ngaphandle kweentlawulo onokuthi uchithe kuzo naziphi na iimfuno ezinokwenzeka. Ukongeza, i-app ayinamrhumo wenyanga okanye nayiphi na imali eyongezelelweyo.
Kufuneka kuthiwe, le app ayisiyobhanki, kodwa ungayidibanisa nekhadi lakho lebhanki ukuze ulawule imali yakho. Unako kwakhona ukulawula yonke imali eseleyo kwi-app enye kwaye waziswe ngaphambi komhla wentlawulo. I-app ikuvumela ukuba usete iinjongo zemali kwaye ucwangcise ibhajethi yakho yenyanga ezayo.
Usetyenziso luza nenkxaso ebanzi yokhuseleko- ukusuka kwiFaceID yokuqinisekiswa kwezinto ezimbini, ke unokuqiniseka ukuba nguwe kuphela onokufikelela kuyo. Ukongeza, unokuseta izilumkiso zokufuduka kunye nohlaziyo olulungeleleneyo ukugcina uhlahlo lwabiwo-mali lwakho. I-app ikuvumela ukuba uthintele ikhadi ngempompo enye ukuba kuyimfuneko.
I-Payaactiv
Le app ikuvumela ukuba ufumane imali kumvuzo wakho kwangaphambili ngaphambi komhla wentlawulo.
Le app iqhele ukusetyenziswa ngabasebenzi kulo lonke elaseUnited States kwaye ikuvumela ukuba ufumane umvuzo owufumeneyo ngqo kwiakhawunti yakho yebhanki okanye kwikhadi lesicelo. Ilungile loo nto, i-app inekhadi layo lokutsala imali onokuthi ungahlawuleli ngaphezulu kwiidipozithi. Okufuneka ukwenze kukungena uze ugcwalise ifomu yesicelo sekhadi. Amakhadi adla ngokuziswa ngokukhawuleza kakhulu ngoko ungakhathazeki ngaloo nto.
Kwimali-mboleko, unokufumana umvuzo kwiintsuku ezimbini ngaphambili kunokuba bekulindelwe. Ngaphandle komvuzo, i-app ikuvumela ukuba ufumane idiphozithi yokuqala yeentsuku ezi-4 kwiintlawulo zikarhulumente. Ukuba umqeshi wakho ungqamanisa ne-app, uya kukwazi ukujonga iiyure zakho zokusebenza kunye nemali oyifumene ngaloo nyanga.
Ukongeza, unokubeka iinjongo zemali kwaye usebenzise ezinye izixhobo ezandisa impilo yezemali yomdlalo. I-app iza ne-tracker yenkcitho eneenkcukacha, kwaye unokuseta izaziso zebhalansi ephantsi ukuba ziyafuneka. Ngale ndlela, i-app ayifuni nayiphi na ibhalansi encinci ukugcina iakhawunti yakho isebenza kwaye akukho ntlawulo ye-ovadrafti.
Ukuxhotyiswa
Lusetyenziso olukhawulezileyo lwemali oluya kukubonelela ngokhuseleko kuyo nantoni na eyenzekayo.
Le app ikuvumela ukuba unyuke ukuya kuthi ga kwi-250 yeedola ngaphambili ngaphandle komrhumo we-ovadrafti, inzala nayo yonke loo nto. Apha, konke okufuneka ukwenzele oku kukubhalisa kwaye akusayi kujongwa imbali yetyala. Akusayi kubakho mrhumo eNew York ngentlawulo kade, kodwa oko akuthethi ukuba kufuneka ufike emva kwexesha ngalo lonke ixesha.
Ngaphezu koko, i-app ikuvumela ukuba unyuke ukuya kuthi ga kwi-10% yembuyekezo yemali kwiindidi ezininzi zeendleko. Ukuchaneka ngakumbi, i-app igubungela amakhulukhulu eendawo zokutyela, iivenkile ezikwi-intanethi nezingekho kwi-intanethi, izikhululo zerhasi, iithiyetha bhanyabhanya, nokunye. Imiboniso emitsha iphuma qho ngeveki, ngoko kusoloko kukho into entsha ukuzama.
I-app ikunika ukufikelela kwii-ATM ezingaphezu kwama-35 kulo lonke elase-US - zonke zisebenza XNUMX/XNUMX, ngeeholide. Njengoko unokuba uqikelele, le app ayiyobhanki, kodwa ungayiqhagamshela kwiakhawunti yakho. Sukuba nexhala malunga nemfihlo-i-app isebenza kwii-algorithms zokhuseleko ezikrelekrele, ke idatha yakho yobuqu iya kukhuseleka.
Iyaqinisekisa
Le app luhlobo olwahlukileyo. Kusakunceda ukuba ufumane imali-mboleko yokuthenga, kodwa hayi ngendlela eqhelekileyo.
Into yile, le app ikuvumela ukuba uthenge izinto kwi-Intanethi ngoku, kwaye uhlawulele umsebenzi owongezelelweyo. Nantsi indlela i-app esebenza ngayo - into yokuqala ekufuneka uyenzile kukungena kwaye uvumele i-app ijonge imbali yakho yetyala. Emva koko, unokukhetha isicwangciso sentlawulo - isicwangciso esiqhelekileyo siza ne-0% ye-APR, kodwa ayiyi kukuvumela ukuba ufumane imali eninzi.
I-app ihlala ibonelela ngezicwangciso ezininzi zokuhlawula ngamaxesha ahlukeneyo entlawulo, ngoko kukho into yomntu wonke. Okulandelayo, kuya kufuneka ukhethe ivenkile ye-intanethi okanye ivenkile ebonakalayo kwaye uthenge yonke into oyifunayo. Ngaphandle koko, i-app ikunika izaphulelo zobuqu eziqhelekileyo, ukuze ufumane inzuzo eyongezelelweyo.
Ngamanye amaxesha i-app ikuvumela ukuba ufumane imbuyekezo yemali yokuthenga kwiivenkile ezithile, ke yigcine engqondweni. Kufuneka kuthiwe, akukho zindleko ezifihliweyo, izohlwayo, kungekhona nemirhumo kade, kodwa kungcono ukuba ube emva kwexesha ekuhlawuleni. I-app ikuvumela ukuba uvule i-akhawunti yokonga ngaphandle kwentlawulo encinci okanye eyongezelelweyo.
I-Clover
Okokugqibela, sine-app yemali mboleko ngoko nangoko ekuvumela ukuba ufumane imali kwangaphambili.
Ingqikelelo yale app ilula - ikuvumela ukuba ufumane imali kumvuzo wakho wexesha elizayo kwiintsuku ezimbalwa kwangaphambili. Ingcinga ephambili kukukunceda uphume kwiimeko zikaxakeka, iindleko ezingalindelekanga kunye nayo yonke loo nto. Emva koko, xa ufumana umvuzo wakho, kuya kufuneka uhlawule imali oyibolekile.
Iindaba ezimnandi zezokuba isicelo siza kungekho nzala, akukho mrhumo kade, kwaye akukho tshekhi yetyala, ke akunyanzelekanga ukuba uzikhathaze ngaloo nto. Kwaye, ungabhalisa ngemizuzwana, kwaye xa sele ugqibile, unokufumana imali mboleko kwangoko. Uqala ngobuncinci - malunga ne-$ 100, kodwa uya kukwazi ukwakha ikhredithi yakho ekuhambeni kwexesha.
Nangona kungekho mrhumo wasemva kwexesha, intlawulo kade iyakuchaphazela kakubi isidima sakho, ngoko awuzukwazi ukufumana iimali-mboleko ezinkulu. I-app iza nezixhobo zohlahlo lwabiwo-mali eziluncedo ezikuvumela ukuba ulandele inkcitho yenyanga ngokweendidi kwaye uhlalutye ukuhamba kwakho kwemali iyonke. Ungade uqalise iakhawunti yokonga ngeenjongo zokonga ezininzi ukuba ziyafuneka.
