Top 9 PayPal Alternatives for Transfer Money

Top 9 PayPal Alternatives for Transfer Money

I-PayPal ngowona mgangatho ukhokelayo kwinkqubo yentlawulo ye-intanethi, esetyenziswa zizigidi zamashishini kunye nabazimeleyo ukuthumela nokufumana iintlawulo kwimida. Nangona kunjalo, kukho ezinye iindlela ezibonelela ngeenkonzo ezingcono ezifana nokudluliselwa kwemali ngokukhawuleza kunye neentlawulo eziphantsi kune-PayPal. Siphonononge ezona ndlela zidumileyo PayPal Siye sakwazi ukuchonga i-9 yezona ndlela zingcono ezihlangabezana neemfuno ezahlukeneyo.

Eyona PayPal Alternatives

Kule ngxoxo siya kugxininisa kwiinkalo eziphambili ezinxulumene nokhuseleko, iintlawulo zamazwe ngamazwe, iintlawulo ezibandakanyekayo, amandla okuhlawula i-imeyile kunye nokulula kokusetyenziswa. masiqalise!

1.GqithiselaLumka

I-TransferWise izichaza njenge "Eyona ndlela iphantsi yokuthumela imali kumazwe ngamazwe", yenye yezona ndlela zibalaseleyo ze-PayPal ngakumbi ukuba wenza utshintshiselwano oluninzi lwamazwe aphesheya. "Yindlela efikelelekayo yokuthumela imali kumazwe ngamazwe" kwaye yenye yezona ndlela zibalaseleyo zePayPal ukuba wenza ugqithiselo oluninzi lwamazwe ngamazwe.

I-TransferWise ibonelela ngamaxabiso otshintshiselwano ngexesha langempela kwiphepha lasekhaya, apho unokubala imali eya kufunyanwa ngummkeli wakho ngexesha langempela, kunye nokuba ingakanani ikhomishini iTransferWise ithatha kwintengiselwano.

Umzekelo, ukuba uthumela i-$1000 USD kumntu waseYurophu, umamkeli uya kufumana malunga ne-815.32 ye-€10.41, kwaye i-TransferWise iya kuhlawulisa malunga ne-$XNUMX ye-USD kwimirhumo. Isixa-mali sifakwe ngqo kwi-akhawunti yakho yebhanki endaweni ye-akhawunti ye-intanethi efana ne-PayPal.

Kwaye ayisiyiyo yonke loo nto, iakhawunti yenkonzo ye-Borderless ibonelela abasebenzisi ngekhadi lebhanki, ikuvumela ukuba ulawule imali kwiimali ezingaphezu kwama-40, uqhube ukuhlawula, ukuhlawula okuninzi, ukuhlawulisa abathengi, kunye nokunye okuninzi.

Ukongeza, ngeTransferWise yeShishini, unokwenza i-invoyisi abathengi bakho ngemali yabo.

zama U tshintshelwa

2. I-Payoneer

Abaninzi abanakukwazi ngale nto, kodwa i-Payoneer yaqala ukusebenza ngexesha elifanayo ne-PayPal, kwaye inkampani isebenza kumazwe angaphezu kwama-200.

I-Payoneer ineentlobo ezimbini zeeakhawunti, i-akhawunti yamahhala ivumela ukuba imali ihoxiswe ngokuthe ngqo kwi-akhawunti yakho yebhanki, ngelixa enye i-akhawunti ifuna ikhadi elihlawulelwayo elixabisa i-$ 29.95 ngenyanga kwaye ivumela abantu ukuba bathathe inzuzo kwezinye izibonelelo ezongezelelweyo. I-Payoneer ibiza i-1.50 yentlawulo yetransekshini yeentlawulo zebhanki zasekhaya.

Ii-invoyisi zesisombululo sokuhlawula iifizi zakho zenyanga, kwaye zonke iintengiselwano phakathi kweeakhawunti zePayoneer zenzeka ngaphandle kweentlawulo ezongezelelweyo.

Ngelishwa, imali yokuthengiselana ngekhadi letyala iphezulu kancinci kunezinye iinkonzo, kwaye kuya kufuneka uhlawule umrhumo xa uthumela imali kwiakhawunti yebhanki.

zama Payoneer

3. Stripe

I-Stripe ikhuphisana ne-PayPal ekuboneleleni ngeenkonzo zoshishino kwi-intanethi, kodwa ayigqithi ngaphaya koko. Le nkonzo ifumaneka kuphela kumashishini abhalisiweyo e-United States naseKhanada, kodwa iintlawulo zinokuvela kuwo nawuphi na umthombo. Imirhumo ilula kakhulu, i-Stripe ibiza i-2.9% kunye ne-30 yeesenti kwintengiselwano nganye.

Unokwamkela iintlawulo ezivela kwihlabathi liphela ngeStripe, apho imali ifakwa ngokuzenzekelayo kwiakhawunti yakho yebhanki, kwaye kukho iindlela zokuhlawula eziphathwayo.
Kwicala elisezantsi, iifizi zentengiselwano zeStripe zifana kakhulu nePayPal kwaye udinga ulwazi lwenkqubo ukuze ube bhetyebhetye kunye neqonga.

zama ngombala

4. Google Pay

UGoogle Pay yeyona ndlela ilungileyo ethe ngqo kwiPayPal, ibonelela ngendlela elula yokuhlawula kwiiwebhusayithi, kwiiapps, nakwiivenkile usebenzisa amakhadi agcinwe kwiAkhawunti yakho kaGoogle. Unokongeza ngokulula iinkcukacha zakho zentlawulo yetyala okanye idebhithi kwiakhawunti yakho, kwaye ukonwabele iintlawulo ezikhawulezayo nezilula ngakumbi, naphi na apho ukhoyo.

Njenge-PayPal, i-Google Pay Thumela ilungile ekuthumeleni imali kwaye isuka naphi na phantse naphi na malunga naso nasiphi na isizathu, kodwa i-Google Pay Thumela ayihlawulisi ntlawulo yentengiselwano ye-debit, ngelixa i-PayPal ihlawulisa i-2.9% yomrhumo. Akukho ntlawulo yokuseta okanye yokurhoxisa kwiGoogle Pay Thumela, kwaye iyafumaneka kwizixhobo ze-Android kunye ne-iPhone. Inzuzo enkulu yeGoogle Pay Thumela ngumsebenzi womthengisi obonelela ngezixhobo ezahlukeneyo zokulawula ishishini lakho kunye nokudibanisa iinkqubo zokunyaniseka kunye nezinye izibonelelo.

zama Google Pay

5.Skrill

I-Skrill ikuvumela ukuba uthumele kwaye ufumane imali, uthenge amakhadi evenkile, uqhagamshelane neeakhawunti zebhanki, kwaye wenze iintlawulo usebenzisa idilesi ye-imeyile kunye negama lokugqitha. Kubaphathi be-wallet ye-Skrill kuphela umrhumo we-1.45% osebenzayo, okuvumela ukuba ugcine imali eninzi kwintengiselwano nganye. Nokuba usebenzisa iSkrill ukwenza ishishini okanye uzenzele, uya kufumana inkxaso yehlabathi kumazwe angaphezu kwama-30.

Isisombululo sentlawulo sika-Skrill sikwabonelela ngekhadi lokuhlawula elihlawulelwayo onokulisebenzisa kwihlabathi jikelele, kwaye ukudlulisela imali kwiakhawunti yakho yebhanki akuthathi xesha lide. I-Skrill iyilwe nge-cryptocurrencies efana ne-Bitcoin, i-Ether, kunye ne-Litecoin engqondweni, kwaye yenzelwe ukungcakaza kunye neminye imidlalo ye-intanethi efuna imali.

zama Skrill

6. Isikwere

Ephethwe ngumseki we-Twitter uJack Dorsey, isikwere yenye yezona ndlela zibalaseleyo zePayPal, njengoko unokukhetha ngokulula ubungakanani kunye nohlobo lweshishini lakho kwaye uqalise ngeakhawunti yesikwere. Ayiphelelanga nje ekubeni iSquare samkele amakhadi, unokuhlawulela amatyala, usebenzise i-app kwivenkile yakho ye-intanethi, okanye ufake amanani ngokwenza iintlawulo ngefowuni. Iintlawulo zivela kwi-2.6% + $ 0.10 yamakhadi kazibuthe ukuya kwi-3.5% + $ 0.15 yeentengiselwano ezingenwe ngesandla.

Ukongeza kwintlawulo, i-Square ikwabonelela ngolawulo lwe-inventri kunye nesoftware yokunyaniseka. Kwaye ingxelo enamandla yeSquare ikuvumela ukuba ulandele ingeniso yakho kunye namanqanaba oluhlu ngaphandle kokudibana nenye isoftware. Unokukhetha kuphela izixhobo ozifunayo kwisisombululo esilungiselelwe ngokupheleleyo.

Unokuswayipha amakhadi ngaphandle kwe-intanethi kunye ne-Kriz, ukuze ungaze ube nexhala lokuphulukana neshishini ngenxa yokuphazamiseka kwakhona.

zama Isikwere

7. IVenmo

IVenmo yinkxaso-mali yePayPal kodwa isathathwa njengenye indlela. Idume kakhulu phakathi kwesizukulwana esincinci, njengoko isebenza njenge-wallet yedijithali evumela abasebenzisi ukuba bathumele imali kubafowunelwa babo, kwaye yinto yobuqu. Unokushiya izimvo malunga nesivumelwano njengoko ubuya kwenza kumaqonga eendaba ezentlalo.

Uqhele ukusebenzisa iVenmo ukuthumela imali kubantu obaziyo buqu endaweni yokubabhalela itshekhi, njengokuthumela imali kumhlobo wakho emva kokutya kwindawo yokutyela. Ukusebenzisa iqonga leVenmo, ungathumela ngokulula imali efunekayo.

I-Venmo ikwavumela abasebenzisi ukuba bahlawule kwi-app xa bethenga kwi-intanethi besebenzisa i-PayPal, kwaye banokulandela oko bakuthengileyo. Eli nqaku linokuba luncedo kuwe njengoko likuvumela ukuba ufumane ulwazi lwakho ngokulula ukuba umthengi uthatha isigqibo sokuthenga into entsha.

I-Venmo yoShishino yasungulwa yinkampani, evumela amashishini ukuba enze iphrofayili kwaye amkele iintlawulo ngexabiso eliphantsi lokuthengiselana nge-1.9% + i-10 cent.

zama Venmo

7. Authorize.net

I-Authorize.net yinkonzo yokucubungula intlawulo ebonelela ngezisombululo zokudlulisa imali kwi-Intanethi. Le nkonzo yasekwa ngo-1996 kwaye ithathwa njengenye yezona nkonzo zindala zokusetyenzwa kwentlawulo kwi-Intanethi kwihlabathi. I-Authorize.net ivumela amashishini ukuba aqokelele iintlawulo ngeewebhusayithi zabo kwaye asebenze ngoluhlu olubanzi lweenkampani zebhanki kunye nekhadi letyala. Iimpawu zenkonzo zibandakanya ukudluliselwa kwemali ngokukhawuleza nokukhuselekileyo, ingxelo eneenkcukacha, ulawulo lomngcipheko kunye nokubeka iliso lobuqhophololo. Ikwaxhasa iindlela ezininzi zokuhlawula kubandakanya amakhadi etyala kunye nedebhithi, ukudluliselwa kwebhanki kunye nokudluliselwa ngokukhawuleza. Iinkonzo ze-Authorize.net zinikezelwa ngexabiso eliqala kwi-25 yeedola ngenyanga, kunye neentlawulo zokuthengiselana ukusuka kwi-2.9% kunye ne-30 yeesenti ukuya kwi-2.2% kunye ne-10 yeesenti ngentengiselwano nganye, kwaye amaxabiso angenziwa ngokwezifiso ngokweemfuno zenkampani.

Authorize.net iimpawu

1. Ukubonelela ngeendlela ezininzi zeentlawulo ezibandakanya amakhadi etyala kunye nedebhithi, ukudluliselwa kwebhanki kunye nokudluliselwa ngokukhawuleza.
2. Ukubonelela ngezisombululo zokuhlawula ezikhuselekileyo, ezithembekileyo nezilula ukuzisebenzisa kwiinkampani nakwiivenkile ezikwi-intanethi.
3. Inkxaso ye-e-commerce kunye nokudluliselwa kwemali kwi-intanethi ngelixa unikezela ngengxelo eneenkcukacha, ukujonga ubuqhetseba kunye nolawulo lomngcipheko.
4. Ukubonelela ngemirhumo kunye neenkonzo zokuhlawula ngamaxesha athile ezenza inkqubo yokuhlawula ibe lula kwaye ibe lula.
5. Ukubonelela ngezixhobo zokulawula i-akhawunti ezivumela abathengi ukuba balandelele ukuthengiselana kunye nokulawula ulwazi lwe-akhawunti.
6. Ukubonelela nge-24/7 inkxaso yezobuchwepheshe ukusombulula nayiphi na ingxaki iinkampani ezinokudibana nazo ngelixa usebenzisa inkonzo.
7. Ukusebenziseka ngokulula kunye nokudityaniswa neewebhusayithi zenkampani kunye nezinye izicelo.
8. Ukufumaneka kwe-API ukwenza ngokwezifiso inkonzo kwaye idibanise neenkqubo zeenkampani ezahlukeneyo.
9. Inkxaso yeemali ezahlukeneyo ukuhlangabezana neemfuno zeenkampani zehlabathi.
10. Ukukwazi ukwenza amaphepha entlawulo alungelelanisiweyo ngokupheleleyo ukuze ahambelane neemfuno zamashishini.
11. Ukubonelela ngeendlela zokuseta ngokukhawuleza nangokulula ukuqalisa ukusebenzisa inkonzo kunye nokulawula ii-akhawunti.
12. Ukukwazi ukwenza iintlawulo kwiselula nge-Authorize.net app mobile.

zama Ukugunyaza

8. Zele

I-Zelle yinkonzo yokudlulisa imali kwi-intanethi eyasungulwa kwi-2017. I-Zelle ivumela abasebenzisi ukuba bathumele kwaye bafumane imali ngokukhawuleza kwaye kulula nge-intanethi ye-intanethi okanye iwebhusayithi. I-Zelle iboniswa njengenye indlela yeenkonzo zokudluliselwa kwebhanki yendabuko, apho abasebenzisi banokuthumela ngokukhawuleza imali kwi-akhawunti enye yebhanki ukuya kwenye.
I-Zelle yaphuhliswa ngokubambisana neebhanki ezinkulu kunye namaziko emali e-USA, kwaye ibandakanya iibhanki ezinkulu ezininzi e-USA, ezivumela abasebenzisi ukuba badlulise imali ngokulula ngee-akhawunti zabo zebhanki.

Iimpawu zeZelle

1. Isantya sokuGqithisela: Iimali zikhutshelwa ngoko nangoko phakathi kweeakhawunti zebhanki eziqhagamshelwe kwiZelle, okuthetha ukuba umamkeli angakwazi.
2. Fumana imali ngokukhawuleza.
   Ukusebenziseka ngokulula: I-Zelle isetyenziswa nge-app ye-intanethi okanye iwebhusayithi, yenza inkqubo yokudlulisa imali ibe lula kwaye ilula.
3. Akukho ntlawulo: UZelle akahlawulisi nayiphi na imali yokudluliselwa kwemali, oku kuthetha ukuba abasebenzisi banokudlulisela imali ngaphandle kokuhlawula iindleko ezongezelelweyo.
4. Inkxaso yeBhanki eninzi: UZelle uxhasa iibhanki ezininzi ezinkulu e-USA, oku kuthetha ukuba abasebenzisi banokudlulisela imali phakathi kwayo nayiphi na i-akhawunti yebhanki edityaniswe neZelle.
5. Iinketho zoKhuseleko: UZelle unikezela ngeendlela ezininzi zokhuseleko kubasebenzisi, njengokongeza ikhowudi yokudlula kunye nokuqinisekiswa kwamanyathelo amabini, ukukhusela iiakhawunti zabo.
6. Inkxaso yeNkonzo yabaThengi: Ukuxhaswa kwabathengi beZelle kufumaneka ngefowuni kunye ne-imeyile, oku kuthetha ukuba abasebenzisi banokufumana uncedo ukuba banemiba.
7. Akukho app ezinikeleyo efunekayo: Abasebenzisi banokudlulisela imali besebenzisa i-app yebhanki okanye iwebhusayithi yabo, ngaphandle kokukhuphela usetyenziso lweZelle.
8. Ubukho be-app yeselula: I-app ye-Zelle ifumaneka kwi-iOS kunye ne-Android, eyenza kube lula ukuyisebenzisa kwii-smartphones.
9. Ukukwazi ukubeka imida: Abasebenzisi banokubeka imida kwiimali ezihambayo kunye nenani leentengiselwano ngosuku / iveki / inyanga, ukuphucula ukhuseleko.
10. Inkxaso yeelwimi ezininzi: I-Zelle ifumaneka ngesiNgesi nangesiSpanish, ivumela abasebenzisi abathetha iSpanishi ukuba basebenzise inkonzo ngokulula.
11. I-Bill Payment Ability: Abasebenzisi banokusebenzisa iZelle ukuhlawula amatyala, okwenza inkqubo ngokukhawuleza kwaye ilula ngakumbi.
12. Ukukwazi ukubuyisela imali: Ukuba kukho nayiphi na ingxaki okanye impazamo ekutshintshelweni, abasebenzisi banokubuyisela imali ngokulula kwaye ngokukhawuleza.
13. Inkxaso yoShishino: UZelle uvumela amashishini ukuba aqokelele iintlawulo kubathengi kwi-intanethi, ngokumisela i-akhawunti yeshishini.
14. Ukulula ukubhalisa: Ukubhalisa kunye noZelle kufuna ukufaka inombolo yefowuni yeselula kunye nenombolo ye-akhawunti yebhanki ehambelana nenkonzo, kwaye oku kwenza inkqubo yokubhalisa ngokukhawuleza kwaye kulula.

zama iseli

9. 2Phuma

I-2Checkout yinkonzo yentlawulo ye-elektroniki eyasungulwa ngo-2000 ebonelela ngezisombululo zentlawulo ye-intanethi kumashishini nakubantu emhlabeni jikelele. I-2Checkout isebenzisa iindlela ezininzi zokuqhuba iintlawulo ze-intanethi, ivumela iivenkile ze-intanethi kunye namashishini ukuba amkele ngokulula iintlawulo ezivela kubathengi emhlabeni jikelele.
Ukukwazi ukubonelela ngeenkonzo kwihlabathi jikelele. I-2Checkout ixhasa iintlawulo ezininzi zemali kunye neelwimi, ivumela iivenkile ze-intanethi kunye namashishini ukuba akhonze abathengi kwihlabathi liphela.

2Iimpawu zeCheckout

1. Inkampani engumnini: 2Checkout yasekwa ngo-2000 ngu-Alan Homewood kunye noTom Dailey, kwaye yayibizwa ngokuba yiAvangate.
2. Ikomkhulu leNkampani: I-2Checkout ikomkhulu eColumbus, eOhio, eU.SA, kodwa inamaofisi kumazwe anjenge-UK, Romania, India kunye neTshayina.
3. Inani labathengi: I-2Checkout isebenzela abathengi abangaphezu kwama-50 kwihlabathi liphela, kubandakanya amashishini amancinci, aphakathi kunye namakhulu.
4. Iinkonzo ezibonelelweyo: I-2Checkout ibonelela ngeenkonzo zokulungisa intlawulo ye-intanethi, kubandakanywa iintlawulo ze-elektroniki, ukudluliselwa kwebhanki, iintlawulo zemali, ukuqokelelwa kweebhili ezizenzekelayo, njl.
5. Iilwimi ezixhaswayo: I-2Checkout ixhasa iilwimi ezingaphezu kwama-87 kwaye ivumela abathengi ukuba bahlawule besebenzisa iimali ezahlukeneyo ezivela kwihlabathi liphela.
6. Ubuhlakani: I-2Checkout amaqabane kunye neenkampani ezininzi ezinkulu kwi-e-commerce, isoftware, kunye nendawo yetekhnoloji, kubandakanya iShopify, BigCommerce, Woocommerce, Microsoft, kunye nokunye.
7. Umrhumo weNkonzo: Intlawulo yokulungisa ihlawulwa kwiintlawulo ezenziwe nge-2Checkout, efikelela malunga ne-3.5% yexabiso lemali ehlawulweyo kunye nemirhumo eyongezelelweyo yezinye iinkonzo ezongezelelweyo.
8. Inkxaso yezobuGcisa: I-2Checkout inikezela nge-XNUMX/XNUMX inkxaso yezobuchwepheshe kubasebenzisi nge-imeyile, ifowuni, kunye nengxoxo ephilayo, ngaphezu kweziko loncedo olubanzi kwiwebhusayithi yabo.
9. Iinketho zokurhoxa: I-2Checkout ivumela iivenkile ezikwi-Intanethi ukuba zirhoxise iimali ezihlawulwe kubo emva kokusebenza ngeendlela ezininzi, kubandakanya.
10. Ukudluliselwa kwebhanki, itshekhi, kunye neenketho zentlawulo yedijithali ezifana nePayPal, iSkrill, njl.
11. Ukhuseleko kunye noKhuseleko: I-2Checkout ilandela imigangatho ephezulu yokhuseleko kunye nokhuseleko ngokusebenzisa i-encryption ephezulu kunye nobuchwepheshe bokuqinisekisa izinto ezimbini.

zama 2Checkout

Ukuqukumbela: Yehlisa i-PayPal ukuze ufumane ezinye iindlela

Ngokuxhomekeke kwiimfuno zakho, ungaqala ngazo naziphi na iinkonzo ezikhankanywe kuluhlu oludlulileyo kwaye uzisebenzise ngokupheleleyo ngaphandle kokukhathazeka malunga neentlawulo ezizayo.